Black Hills Federal Credit Union Payday Loans Review

3.8 9 reviews

Organization owner?

5028 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (605) 937-4600

www.bhfcu.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

2000-02-09

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

bhfcu.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Black Hills Federal Credit Union?

Here you read the feedback of our customers.

Great rates and they have awesome tools for money management.

Mrs. Billie Abshire DVM

You do not place a hold on a check from a title company!

Miguel Funk PhD

Staff is friendly, cheerful and very knowledgeable.

Agustin Kozey

Any questions I had were answered quickly.

Prof. Zetta Muller

Judy is great to work with.

Dr. Eugenia Morar

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Sioux Falls, sd. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Black Hills Federal Credit Union help issue a loan in Sioux Falls, South Dakota?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with customer data. It will take some minutes to process the application. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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