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Loan agency in Sioux Falls, South Dakota

5619 E Arrowhead Pkwy, Sioux Falls, SD 57110, USA
+1 (605) 332-7200
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our customers.

I issued only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Prof. Gregorio Prohaska Sr.

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Prof. Lester Stehr

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Sioux Falls, South Dakota is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Advance America help take out a payday loan in Sioux Falls, South Dakota?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

Bankers Trust Company of South Dakota

5032 S Bur Oak Pl Suite 131A, Sioux Falls, SD 57108, USA

bankerstrust.com

First PREMIER Bank

3401 S Kiwanis Ave, Sioux Falls, SD 57105, USA

+1 (605) 357-3160

firstpremier.com

First Dakota National Bank

117 W Main St, Elk Point, SD 57025, USA

+1 (605) 356-0289

www.firstdakota.com

Black Hills Federal Credit Union

725 E North St, Rapid City, SD 57701, USA

+1 (605) 718-1818

www.bhfcu.com

Farm Credit Services of America

2510 N Plaza Dr, Rapid City, SD 57702, USA

+1 (605) 342-0678

www.fcsamerica.com

American Bank & Trust

805 Main St, Alpena, SD 57312, USA

+1 (605) 849-3249

www.abt.bank

BankWest

1140 N Main St, Spearfish, SD 57783, USA

+1 (605) 642-5873

www.bankwest-sd.bank

ATM Dacotah Bank

1209 E 57th St, Sioux Falls, SD 57108, USA

+1 (800) 627-3999

www.dacotahbank.com

American Bank & Trust

265 Commercial Ave SW, Wolsey, SD 57384, USA

+1 (605) 883-4112

www.abt.bank

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