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Loan agency in Sioux Falls, South Dakota

1005 W 11th St, Sioux Falls, SD 57104, USA
+1 (605) 332-7553
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

I took out $300 for several days. When the funds were returned, they applied a great commissions, I had to pay almost $400.

Reece Abshire

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Bradly Corwin

Pay Attention

Payday lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Sioux Falls, South Dakota is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates you will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Advance America help issue a payday loan in Sioux Falls, South Dakota?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

ATM (Wells Fargo Bank)

1040 Main St, Sturgis, SD 57785, USA

www.wellsfargo.com

Walmart Money Center

1207 Princeton Ave, Vermillion, SD 57069, USA

+1 (605) 624-0215

www.walmart.com

FNBO - First National Bank of Omaha

210 N Lawler St, Mitchell, SD 57301, USA

+1 (605) 996-7755

www.fnbo.com

First National Bank

125 W Sioux Ave, Pierre, SD 57501, USA

+1 (605) 945-3900

www.firstnationalbanks.bank

Black Hills Community Bank Spearfish

215 E Jackson Blvd, Spearfish, SD 57783, USA

+1 (605) 559-2422

www.bhcbank.com

Great Western Bank

1805 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 225-5277

www.greatwesternbank.com

Black Hills Federal Credit Union ATM /ITM

30 Ferguson St, Hermosa, SD 57744, USA

+1 (605) 718-1818

www.bhfcu.com

First National Bank - Bethany Meadows Retirement Center

3008 E Aspen Blvd, Brandon, SD 57005, USA

+1 (605) 335-2913

www.fnbsf.com

Great Western Bank

302 S Main St, Milbank, SD 57252, USA

+1 (605) 432-1500

www.greatwesternbank.com

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