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4.5 2 reviews

300 S Phillips Ave # 100, Sioux Falls, SD 57104, USA
+1 (605) 331-4000
www.dacotahbank.com
Sunday
8AM–5PM
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–5PM

Domain Info

Created Date

1996-06-21

Mailing Address

Company Name

Contact Data

Feedback about Dacotah Bank?

Here you get acquainted with the feedback of our clients.

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the fees.

Mr. Kelley Mueller Jr.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Jamey Champlin

Pay Attention

Lending companies are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Sioux Falls, South Dakota

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Sioux Falls, South Dakota is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Dacotah Bank help issue a payday loan in Sioux Falls, South Dakota?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Sioux Falls, South Dakota. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

Great Western Bank

210 N Western Ave, Crooks, SD 57020, USA

+1 (605) 543-5660

www.greatwesternbank.com

CorTrust Bank

111 S Main St, Mt Vernon, SD 57363, USA

+1 (605) 236-5211

www.cortrustbank.com

First Savings Bank

201 N 3rd St, Beresford, SD 57004, USA

+1 (605) 763-2009

www.firstsavingsbanks.bank

Service First Federal Credit Union

1300 N Morrell Ave, Sioux Falls, SD 57103, USA

+1 (605) 336-3775

www.servicefirstfcu.org

Minnwest Bank

218 Main Ave, Florence, SD 57235, USA

+1 (605) 758-2175

www.minnwestbank.com

Money Station

1009 E Wells Ave, Pierre, SD 57501, USA

+1 (605) 224-1380

U.S. Bank Branch

645 Mountain View Rd, Rapid City, SD 57702, USA

+1 (605) 394-2053

locations.usbank.com

Plains Commerce Bank

4700 E 57th St Suite 100, Sioux Falls, SD 57108, USA

+1 (605) 275-2467

www.plainscommerce.com

Dacotah Bank

125 Main St, Rapid City, SD 57701, USA

+1 (605) 394-9000

www.dacotahbank.com

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