Welcome to Our Online Loan Referral Service

3.7 3 reviews

720 W Havens Ave, Mitchell, SD 57301, USA
+1 (605) 996-9211
www.palacecitycu.org
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed

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Feedback about Palace City Federal Credit Union?

Here you read the reviews of our clients.

I trusted Palace City Federal Credit Union when it was necessary to get a small loan. I filled out an application quickly. No issues.

Prof. Kayden Gaylord

Thanks to the team of Palace City Federal Credit Union. Fast solution of the arisen problems, quick approval on the payday loan. I definitely recommend this company.

Mr. Arne Jacobs

Yesterday I needed money, I decided to addressed Palace City Federal Credit Union. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Deshaun Schaefer

want to express my deep gratitude to Palace City Federal Credit Union for believing my case. I had some issues with a credit score, but this service helped me out and issued a loan.

Lloyd Torphy

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.

Miss Creola Hackett IV

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people grapple with shared information about payday loans.

Payday Loans in Mitchell, Georgia

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Mitchell, Georgia is taken out simply and quickly. The interest percentage is specified considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

10% small loan cap

How will Palace City Federal Credit Union help issue a payday loan in Mitchell, Georgia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the application. Payday loans in Mitchell, Georgia may help improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Mitchell, South Dakota

First Bank & Trust, Brookings Walmart

2233 6th St, Brookings, SD 57006, USA

+1 (605) 696-2139

www.bankeasy.com

First Dakota National Bank

322 S Coteau St, Pierre, SD 57501, USA

+1 (605) 224-5817

www.firstdakota.com

Great Western Bank

526 N Main St, Spearfish, SD 57783, USA

+1 (605) 642-2232

www.greatwesternbank.com

BankWest

1140 N Main St, Spearfish, SD 57783, USA

+1 (605) 642-5873

www.bankwest-sd.bank

Black Hills Federal Credit Union

115 South Blvd West, Wall, SD 57790, USA

+1 (800) 482-2428

www.bhfcu.com

Auto Loan Acceptance Corporation

27116 Grummand Ave, Tea, SD 57064, USA

+1 (800) 584-9292

www.autoloanacceptance.com

Rivers Edge Bank

211 N Broadway Ave, Marion, SD 57043, USA

+1 (605) 648-3683

riversedge.bank

Walmart Money Center

Rapid City, SD 57701, USA

www.walmart.com

Black Hills Federal Credit Union ATM

330 S Chicago St, Hot Springs, SD 57747, USA

+1 (605) 718-1818

www.bhfcu.com

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