First Dakota National Bank Payday Loans Review

3 3 reviews

Organization owner?

6100 E Silver Maple Cir, Sioux Falls, SD 57110, USA

+1 (605) 333-8282

www.firstdakota.com

Sunday

Closed

Monday

7:30AM–5:30PM

Tuesday

7:30AM–5:30PM

Wednesday

7:30AM–5:30PM

Thursday

7:30AM–5:30PM

Friday

7:30AM–5:30PM

Saturday

9AM–12PM

Domain Info

Created Date

1996-04-03

Mailing Address

Company Name

Contact Data

Feedback about First Dakota National Bank?

Here you read the feedback of our clients.

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Queenie Lebsack

I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.

Rhoda Gulgowski DVM

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Allison Gorczany

100% sly company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

German Kris

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Sioux Falls, South Dakota

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Sioux Falls, South Dakota are taken out hassle-free. The interest percentage is conditional on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Dakota National Bank help issue a payday loan in Sioux Falls, South Dakota?

Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

Community Bank

118 N Main St, Avon, SD 57315, USA

+1 (605) 286-3213

www.communitybankavon.com