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2 reviews

Sioux Falls, SD 57104, USA
+1 (605) 336-0721
www.servicefirstfcu.org

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Feedback about Service First Federal Credit?

Here you get acquainted with the reviews of our customers.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Lurline Bernhard

I issued $300 for several days. When the funds were returned, they applied a gigantic commissions, I had to pay almost $400.

Ms. Rhea Lang

Disappointed! Was denied to take out $1,000. Only $400 was approved.

Serena Bartoletti

I issued $300 for several days. When the cash advance was returned, they applied a great fees, I had to pay almost $400.

Prof. Cierra Sipes

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Sioux Falls, South Dakota is taken out easily and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Service First Federal Credit help issue a payday loan in Sioux Falls, South Dakota?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Sioux Falls, South Dakota. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

U.S. Bank Branch

141 N Main Ave, Sioux Falls, SD 57104, USA

+1 (605) 339-8600

locations.usbank.com

Farmers State Bank

102 E Main, Hosmer, SD 57448, USA

+1 (605) 283-2201

www.farmersstatebank.com

Edward Jones - Financial Advisor: Devin J Anderson

508 W 23rd St #1, Yankton, SD 57078, USA

+1 (605) 665-7912

www.edwardjones.com

The First National Bank in Sioux Falls

408 N Cliff Ave, Harrisburg, SD 57032, USA

+1 (605) 782-5880

www.fnbsf.com

Pioneer Bank & Trust

102 Main St, Buffalo, SD 57720, USA

+1 (605) 375-3221

www.pioneerbankandtrust.com

Dacotah Bank

101 E Main St, Bison, SD 57620, USA

+1 (605) 244-5261

www.dacotahbank.com

Security National Bank of South Dakota

4621 26th St, Sioux Falls, SD 57106, USA

+1 (605) 323-0155

www.snbsd.com

EZ Payday Advance

400 9th Ave SE, Watertown, SD 57201, USA

+1 (605) 886-2500

ATM Dacotah Bank

321 1st Ave E, Sisseton, SD 57262, USA

+1 (800) 627-3999

www.dacotahbank.com

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