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Loan agency in Spearfish, South Dakota

919 E Colorado Blvd, Spearfish, SD 57783, USA
7 years in business
+1 (605) 642-2828
www.paydayloanservices.org

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Direct Check?

Below you read some of the testimonials of our clients.

The online portal does not work so I can not apply for the money…

Karolann Macejkovic

I was accepted for $700 for a period of 5 days. In the end, I had to pay twice as much with all the commissions charged.

Maribel Schultz

This lender is a fraud. I will never use again. $30 goes towards loan and you keep $87 for interest.

Alejandrin Weissnat

Seems a fake company. They ask for too many personal details. I think it’s dangerous to spread such details [online|on the Internet. You’d better find another lender.

Camron Stracke

Important

The previous three items charactirize a precise financial institution. But below you can find common details about payday loans.

Payday Loans in Spearfish, South Dakota

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your short-term financial issues in Spearfish , South Dakota because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Spearfish, sd welcome consumers with poor credit. You can request a bad credit payday loan online at any time of the day and if approved could have the funds in your account within a few hours.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Spearfish, South Dakota

First National Bank

197 Glendale Dr, Lead, SD 57754, USA

+1 (605) 584-2622

www.firstnationalbanks.bank

First National Bank

217 Girard Ave, Newell, SD 57760, USA

+1 (605) 456-2693

www.firstnationalbanks.bank

Dakotaland Federal Credit Union

1004 Washington Ave S, Madison, SD 57042, USA

+1 (605) 256-6511

dakotalandfcu.com

First Interstate Bank

404 S A Ave, New Underwood, SD 57761, USA

+1 (605) 754-6421

locations.firstinterstatebank.com

Black Hills Federal Credit Union

2700 N Plaza Dr, Rapid City, SD 57702, USA

+1 (605) 718-1818

www.bhfcu.com

Black Hills Federal Credit Union ATM

330 S Chicago St, Hot Springs, SD 57747, USA

+1 (605) 718-1818

www.bhfcu.com

The First National Bank in Sioux Falls

408 N Cliff Ave, Harrisburg, SD 57032, USA

+1 (605) 782-5880

www.fnbsf.com

U.S. Bank ATM - Rapid City Main

701 St Joseph St, Rapid City, SD 57701, USA

+1 (800) 872-2657

usbank.com

Cash Spot

1040 29th St SE, Watertown, SD 57201, USA

+1 (605) 886-0099

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