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Feedback about Northern Hills Federal Credit Union?
Here you get acquainted with the feedback of our customers.
The staff are always super friendly and helpful.
Jerad Mertz DVM
The location is absolutely the worst possible place it could be.
Randall Hoeger
The employees are very nice, and super helpful!
Selina Sawayn III
Pay Attention
Lenders are provided in the first three points. Below info specifies common information about payday loans.
Payday Loans in Spearfish, South Dakota
Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
Payday loans in Spearfish, South Dakota are issued easily. The interest percentage is dependent on the client's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
36% small loan cap
Max Loan
$500
Min Term
Not Specified
Max Term
Not Specified
How will Northern Hills Federal Credit Union help issue a loan in Spearfish, South Dakota?
- 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Then a client should submit an application to get an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Spearfish, South Dakota. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Spearfish, South Dakota
Plains Commerce Bank
3905 W 49th St, Sioux Falls, SD 57106, USA
+1 (605) 275-2467
www.plainscommerce.com
Minnwest Bank
5324 E Arrowhead Pkwy Suite 101, Sioux Falls, SD 57110, USA
+1 (605) 335-7171
www.minnwestbank.com
Farmers & Merchants State Bank
550 Main St, Scotland, SD 57059, USA
+1 (605) 583-2234
www.fmsbscotland.com
