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Loan agency in Tea, South Dakota

116 E 1st St, Tea, SD 57064, USA
+1 (605) 498-2274
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–4PM
Saturday
Closed

Feedback about American Loan Center?

Here you get acquainted with the feedback of our clients.

I contacted American Loan Center 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

London Cummerata

No matter how much submitted an application for a cash advance. Constantly refused. No idea why?

Edison Stroman

Pay Attention

Lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Tea, South Dakota

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Tea, sd. They are taken out at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will American Loan Center help issue a payday loan in Tea, South Dakota?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Tea, sd will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Tea, South Dakota

Rhea Geary - Ameriprise Financial Services, LLC

383 W Steamboat Dr Ste 103, Dakota Dunes, SD 57049, USA

+1 (605) 232-6035

www.ameripriseadvisors.com

Principal Financial Group

2105 Broadway Ave, Yankton, SD 57078, USA

+1 (605) 653-4462

www.principal.com

Montana Capital Car Title Loans

408 S Cliff Ave, Sioux Falls, SD 57103, USA

+1 (605) 349-3406

montanacapital.com

U.S. Bank ATM - Rapid City Main

701 St Joseph St, Rapid City, SD 57701, USA

+1 (800) 872-2657

usbank.com

Walmart Money Center

Huron, SD 57350, USA

+1 (605) 353-0891

www.walmart.com

Walmart Money Center

2233 6th St, Brookings, SD 57006, USA

www.walmart.com

Wells Fargo Bank

200 Egan Ave S, Madison, SD 57042, USA

+1 (605) 256-4551

www.wellsfargo.com

CorTrust Bank

111 S Main St, Mt Vernon, SD 57363, USA

+1 (605) 236-5211

www.cortrustbank.com

BankWest

213 Main St, Kennebec, SD 57544, USA

+1 (605) 869-2211

www.bankwest-sd.bank

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