Simmons Bank Payday Loans Review

4 4 reviews

Organization owner?

1612 S, Congress Pkwy S, Athens, TN 37303, USA

+1 (423) 381-3507

www.simmonsbank.com

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday
(Good Friday)

8:30AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Domain Info

Created Date

2003-10-05

Mailing Address

501 S MAIN ST, PINE BLUFF, AR, 71601-4327, United States

Company Name

Simmons First National Corporation

Contact Data

[email protected]

417-875-6760

What people think about Simmons Bank?

Below you read some of the reviews of our customers.

I got a loan from Simmons Bank twice. Repaid all my loans on time. Yesterday wanted to borrow more, but they approved me for only $200 ???

Raul Bogan

This website is a rip off. I will never use again. $20 goes towards loan and you keep $79 for interest.

Dr. Mary Goldner II

Applied for a cash advance second time. Got refused! No idea WHY! No explanation. Tricky lender.

Floy Connelly Jr.

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Athens, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Athens, New York. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Athens, ny work with consumers with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if accepted could have the money in your account within the hour.

To get accepted for a cash advance, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.