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4 8 reviews
Loan agency in Chattanooga, Tennessee

3536 Cummings Hwy Ste 172, Chattanooga, TN 37419, USA
7 years in business
+1 (423) 825-1194

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Mailing Address

Company Name

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Feedback about American Trust Cash Advance?

Here you get acquainted with the reviews of our customers.

I started using this company in November 2015, because I was in a small bind.

Roscoe Konopelski

Started to do business here, but the way they acted I went somewhere else.

Prof. Donato Crist II

Best place to go..fast , easy and super friendly..why go anywhere else..

Eleazar Glover

Friendly, thorough and for an affordable price.

Kyleigh DuBuque

Im a long time customer and have never had any issues.

Dr. Garret O'Conner II

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Chattanooga, Tennessee

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Chattanooga, tn. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.



Max Loan


Min Term

Not Specified

Max Term

31 days

How will American Trust Cash Advance help take out a payday loan in Chattanooga, Tennessee?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial capabilities to approve the request. Cash advance in Chattanooga, Tennessee may help level up your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Fort Sill National Bank

Walmart SuperCenter 3950, Austin Peay Hwy, Memphis, TN 38128, USA

+1 (901) 382-7846


The Credit Union for Robertson County

2416 Memorial Blvd, Springfield, TN 37172, USA

+1 (615) 382-8255


Regions Bank

3614 Tennessee Ave, Chattanooga, TN 37409, USA

+1 (423) 826-6010


Cash Express

200 E Carroll St, Tullahoma, TN 37388, USA

+1 (931) 454-9777


Check Holders of Nashville

715 Main St #2, Nashville, TN 37206, USA

+1 (615) 254-0766


Andrew Johnson Bank

1102 W Main St, Greeneville, TN 37743, USA

+1 (423) 636-3560


Wilson Bank & Trust

6789 Granville Hwy, Granville, TN 38564, USA

+1 (615) 444-2265


Check Into Cash

113 Claiborne Ln, Jacksboro, TN 37757, USA

+1 (423) 562-7290


Reliant Bank

1024 Dr. M.L.K. Jr Blvd, Nashville, TN 37203, USA

+1 (615) 425-4382