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Loan agency in Chattanooga, Tennessee

7000 Lee Hwy. # 400, Chattanooga, TN 37421, USA
7 years in business
+1 (423) 892-8788
www.regencyfinance.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–7:30PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1999-10-28

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Regency Finance Company?

Here you grapple with the reviews of our clients.

Thanks to the team of Regency Finance Company. Quick solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.

Floyd Harvey Sr.

A good payday lender. The company quickly reviewed the application and credited the funds to my credit card.

Prof. Zoe Buckridge V

I often take out a payday loan to a card in Regency Finance Company. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Dr. Emilia Daugherty V

The funds are deposited to my card. I pay off through my account. The payment is convenient and fast. Pay on time and there will be no issues.

Araceli Nikolaus

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Chattanooga, Tennessee

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Chattanooga, tn. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Regency Finance Company help take out a loan in Chattanooga, Tennessee?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Chattanooga, Tennessee. The company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Cash Express

2010 Jacksboro Pike Ste 4, LaFollette, TN 37766, USA

+1 (423) 562-4564

www.cashexpressllc.com

First National Bank

820 Mill St, Pulaski, TN 38478, USA

+1 (931) 363-4084

www.fnbforyou.com

Union Bank

6850 S York Hwy, Clarkrange, TN 38553, USA

+1 (931) 863-2265

www.myunionbankonline.com

Regions Bank

1957 Madison St, Clarksville, TN 37043, USA

+1 (931) 274-7520

www.regions.com

ORNL Federal Credit Union

5208 N Broadway St, Knoxville, TN 37918, USA

+1 (865) 688-9555

www.ornlfcu.com

Bank of America ATM (Drive-thru)

2102 Memorial Blvd, Springfield, TN 37172, USA

+1 (844) 401-8500

locators.bankofamerica.com

ATM (Regions Bank)

580 Hwy 51 Bypass E, Dyersburg, TN 38024, USA

+1 (800) 734-4667

www.regions.com

Moneytree

1627 Fort Campbell Blvd, Clarksville, TN 37042, USA

+1 (931) 645-4635

www.moneytreeinc.com

Fort Sill National Bank

Walmart SuperCenter 3950, Austin Peay Hwy, Memphis, TN 38128, USA

+1 (901) 382-7846

www.fsnb.com

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