World Acceptance Payday Loans Review

Loan agency in Chattanooga, Tennessee

Organization owner?

5035 Hixson Pike, Hixson, TN 37343, USA

7 years in business

+1 (423) 875-0609

What people think about World Acceptance?

Below you read some of the reviews of our customers.

Good lender with competitive rates. They money the next day, as promised. I will use World Acceptance again if I need temporary help.

Eileen Ondricka

I have already used this lender twice and I was very satisfied with the rates. This is the only day and night service with competitive rates in my town.

Connor Swaniawski Sr.

Was invited to a gender party but was broke at that time. A friend recommended me to use World Acceptance. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was straightforward.

Lynn Mante

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Hixson, Tennessee

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get approved for payday loans in Hixson, Tennessee. The interest rate will be set individually for each applicant and will depend on the personal details the applicant provided.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit score. But we recommend you that as with any debt you should only consider applying for a payday loan if you are certain that you can make payments in good time.

To get accepted for a cash advance, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.