Welcome to Our Online Loan Referral Service

3.5 2 reviews

509 E Main St A, Livingston, TN 38570, USA
7 years in business
+1 (931) 823-3325
Wednesday
8AM–12PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM

What people think about Volunteer Cash Advance?

Below you read some of the testimonials of our clients.

Unsatisfied client! Was denied for no reason. My credit was average.

Ms. Reina Bins Jr.

APR too high. People usually borrow money because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…

Kailyn D'Amore IV

Stay away!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my money.

Antoinette Funk

I took out $500 for a period of 3 weeks. In the end, I had to pay twice as much with all the fees charged.

Prof. Pierre Reilly

Seek elsewhere!! They approve me for a loan but it’s been 5 days and still no money in my account! Tired of waiting…. Not sure I will ever get my money.

Aiyana Marvin

I took loans from Volunteer Cash Advance 2 times. Previously it was ok. Last time they said I was accepted. Promised the funds would be in my account within 4 hours. It’s been three days – no money. They do not answer emails. Why???

Dr. Marquis Berge PhD

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Livingston, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Livingston, New York. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

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Bank of Tennessee

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