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3.8 6 reviews
Loan agency in Nashville, Tennessee

2021 Gallatin Pike N # 140, Madison, TN 37115, USA
www.nicholasfinancial.com
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
10AM–3PM
Sunday
Closed
Monday
8:30AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD, CLEARWATER, FL, 33759-1353, United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

[email protected]

+1.7277260763

+1.7277262140

Feedback about Nicholas Financial Inc?

Here you see the reviews of our customers.

People here were not very nice and the place was a sloppy mess.

Jett Lueilwitz

This place has rudeness down pat.

Lorenz Tillman

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Madison, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Madison, New York is issued easily and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Nicholas Financial Inc help take out a payday loan in Madison, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Madison, New York. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Madison, Tennessee

ATM (Regions Bank)

4657 W Main St, Erin, TN 37061, USA

+1 (800) 734-4667

www.regions.com

Legends Bank

1950 Madison St, Clarksville, TN 37043, USA

+1 (931) 906-1230

www.legendsbank.com

Cash Express

201 Clinton Ave, Spring City, TN 37381, USA

+1 (423) 365-2256

www.cashexpressllc.com

Advance America

747 W Elk Ave, Elizabethton, TN 37643, USA

+1 (423) 543-6817

www.advanceamerica.net

Regions Bank

301 S Lowry St, Smyrna, TN 37167, USA

+1 (615) 836-7700

www.regions.com

ATM (Regions Bank)

914 E Wood St, Paris, TN 38242, USA

+1 (800) 734-4667

www.regions.com

Cash Advance Til Payday

3000 Tazewell Pike, Knoxville, TN 37918, USA

+1 (814) 414-1241

www.fastcash24.club

World Finance

820 Hwy 321 N, Ste 500, Lenoir City, TN 37771, USA

+1 (865) 986-0057

www.loansbyworld.com

Peoples Bank

129 Main St, Clifton, TN 38425, USA

+1 (931) 676-3311

www.pbbanking.com

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