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What people think about NiceLoans!?
Below you get acquainted with some of the testimonials of our clients.
Awesome service very patient and professional!!!!!
Prof. Rickie Gusikowski III
Awesome customer service and professionalism!
Summer Weimann
Excellent customer service.
Ms. Christine Hirthe I
This is an excellent resource! It was really helpful with paying off a payday loan that was charging me extremely high interest rates and I had to pay on it every 2wks. E …
Ms. Daisy Schiller DDS
Important
The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.
Payday Loans in Memphis, New York
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
It is effortless and speedy to get accepted for payday loans in Memphis, New York. The interest rate will be set specifically for each applicant and will depend on the personal details the consumer entered.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments as agreed in the contract.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Memphis, Tennessee
1st Franklin Financial
220 Veterans Pkwy Suite K, Murfreesboro, TN 37128, USA
+1 (615) 904-1719
locations.1ffc.com
TitleMax Title Loans
3860 Keith St NW Suite 2, Cleveland, TN 37312, USA
+1 (423) 559-1809
www.titlemax.com
Mariner Finance
2121 Gallatin Pike N, Madison, TN 37115, USA
+1 (615) 448-0201
www.marinerfinance.com
