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What people think about Hope Credit Union?
Below you read some of the testimonials of our customers.
Be careful! It’s a spam! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your personal data!!
May Fisher
Illegit service!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my money.
Casey Windler PhD
Seems a fake company. They ask for too many personal details. I think it’s risky to distribute such details [online|on the Internet. You’d better find another loan provider.
Khalid Hodkiewicz
Said I was accepted for a payday loan. Have been waiting 5 days, still no funds I my account. I think it’s scam.
Jane Greenfelder IV
Important
Above there is information about a exact lender. Below you can see common characteristics of payday loans.
Payday Loans in Memphis, New York
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Memphis, New York. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Memphis, Tennessee
OneMain Financial
305 S Jackson St, Tullahoma, TN 37388, USA
+1 (931) 455-4534
www.onemainfinancial.com
Kroger Money Services
189 Brooklawn St, Farragut, TN 37934, USA
+1 (865) 671-7910
moneyservices.kroger.com
Landmark Community Bank
2241 S Germantown Rd, Germantown, TN 38138, USA
+1 (901) 288-1150
www.lcbtn.bank
BancorpSouth Bank
6363 Poplar Ave Suite 125, Memphis, TN 38119, USA
+1 (901) 762-0369
www.bancorpsouth.com
Merrill Lynch Wealth Management
550 W Main St #800, Knoxville, TN 37902, USA
+1 (865) 244-3263
www.ml.com
