Happy State Bank ATM Payday Loans Review

Organization owner?

4102 Loop 322, Abilene, TX 79602, USA

+1 (800) 447-2265

happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you get acquainted with some of the testimonials of our customers.

Good service with affordable rates. They transferred within 3 hours, as promised. I will use Happy State Bank ATM again if I need extra money.

Blanche Pacocha I

I always use Happy State Bank ATM when it need a payday loan. The application process is easy. No issues.

Ms. Mona Greenfelder V

I have already submitted an application to this company once and I was very satisfied with the rates. This is the only day and night website with reasonable rates in my town.

Yesenia Kuhic IV

Thanks!! The funds were sent to my bank account as promised – the next morning. I repaid the debt in a timely manner and had no problems. The process is easy and legit. Be a responsible customer and you will have no issues.

Waylon Mohr

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Abilene, Kansas

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Abilene, Kansas is are simple to access. The interest rate is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit rating. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the precise cost of the cash advance loan immediately.

APR Calculator

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