Welcome to Our Online Loan Referral Service


132 N Main St, Albany, TX 76430, USA
+1 (325) 627-7953

What people think about First Financial Bank?

Below you get acquainted with some of the testimonials of our customers.

I tried to borrow cash from First Financial Bank. They declined me. Why then say they accept everyone even those with poor credit?? Bad service. Besides, got many mails with an offer to apply for a cash advance loan. I do not recommend this lender.

Collin Bahringer

I took out cash advance from First Financial Bank 3 times. Paid back all my loans in a timely manner. Today wanted to borrow more, but they approved me for only $100 ???

Prof. Serenity Koelpin II

Pay Attention

The above-given information provides the details about a precise company. The information below is about general information about payday loans.

Payday Loans in Albany, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the easiest solution to your short-term financial problems in Albany , New York because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit history. But we remind you that as with any borrowing you should only dare applying for a cash advance if you are confident that you can afford payments punctually.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

APR Calculator

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EZ Money

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Independent Bank is now Independent Financial

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Advance America

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Tax Mart Financial Services

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+1 (972) 416-0609

ACE Cash Express

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DAB Loans

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Payment 1 Financial

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+1 (512) 992-1611

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