Welcome to Our Online Loan Referral Service

4 17 reviews
We provide financial services, financial education, competitive loan rates and much more. ... External financial accounts linking; Loan agency; Flex loans; Installment loans; Line of credit; Microloans; Payday loans; Signature loans; Title loans ...

4400 I-40 Frontage Rd, Amarillo, TX 79106, USA
+1 (806) 358-7777
www.educationcu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

1998-05-04

Mailing Address

4400 W INTERSTATE 40, AMARILLO, TX, 79106-5940, United States

Company Name

Education Credit Union

Education Credit Union

Contact Data

[email protected]

+1.8006878144

Feedback about Education Credit Union - I-40?

Here you see the feedback of our clients.

I have had a positive experience everytime I come to this location.

Mr. Berry Terry Jr.

As I was trying to get my credit up.I paid 14.7 percent the entire time.

Dr. Rowland Bauch Jr.

Great and friendly staff.

Josianne Harvey DVM

This is an excellent resource! It was really helpful with paying off a payday loan that was charging me extremely high interest rates and I had to pay on it every 2wks. E …

Helena Bartell

… quickly as possible. I've paid my loan off completely a couple times, and I will continue to use their services if I need them in the future. I would definitely …

Emily Bergnaum

Great company, friendly employees and overall good service.

Julius Lakin PhD

They give nothing to try and counter balance their high rates.

Tomas Wehner

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Amarillo, Texas

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Amarillo, Texas is issued simply and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Education Credit Union - I-40 help issue a payday loan in Amarillo, Texas?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Amarillo, Texas. They rate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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Bevco Finance

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Texas Car Title & Payday Loan Services, Inc.

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Action Credit, San Antonio 2

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Cash America Pawn

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Cash America Pawn

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Advance America

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+1 (361) 354-5942

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First Community Credit Union

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