What people think about Charles Johnson Finance?
Below you get acquainted with some of the testimonials of our clients.
I had problems with paying my bank loan and was not sure I would get appoved for a loan with Charles Johnson Finance . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $1000 online. Fortunately I got an approval!!! They literally saved my life.
Evangeline Cronin IV
It wanted to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Charles Johnson Finance. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very happy.
Ms. Maybell Blanda V
Important
Now you can see general aspects of payday loans.
Payday Loans in Carrizo Springs, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Carrizo Springs, Texas. Loans from payday lenders can get you cash same day. Your APR will depend on several things.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in Carrizo Springs, Texas
Woodforest National Bank
831 Highway 59 South, Cleveland, TX 77327, USA
+1 (281) 659-1005
www.woodforest.com
TitleMax Title Loans
210 W University Dr Suite A, McKinney, TX 75069, USA
+1 (469) 208-1441
www.titlemax.com
Wells Fargo Bank
4101 John Ben Shepperd Pkwy, Odessa, TX 79762, USA
+1 (432) 498-4400
www.wellsfargo.com
BancorpSouth Bank
27200 Farm to Market 1093, Richmond, TX 77406, USA
+1 (281) 944-5686
www.bancorpsouth.com
