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Loan agency in Dallas, Texas

12720 Hillcrest Rd, Dallas, TX 75230, USA
7 years in business
+1 (972) 387-3704
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed

Feedback about U C Lending?

Here you get acquainted with the reviews of our clients.

… on preapproved credit. The loan terms were high but better than a payday loan I inderstood the terms so I accepted the loan and cashed the check. I get a welcome …

Adolf Abshire

Customer pay 60 grand for a piece of junk due to insane interest rate.

Antwan Torphy

I pay a whole lot of money to them and I expect service.

Luisa Gaylord

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Dallas, Pennsylvania

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Dallas, Pennsylvania is issued simply and quickly. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

6% APR small loan cap

How will U C Lending help take out a loan in Dallas, Pennsylvania?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Dallas, pa will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Dallas, Texas

Wells Fargo Bank

501 W Montgomery St, Willis, TX 77378, USA

+1 (936) 856-4525

www.wellsfargo.com

A+ Federal Credit Union

6114 W William Cannon Dr, Austin, TX 78749, USA

+1 (512) 302-6800

aplusfcu.org

Panchos Title Loans

4300 N Mesa St, El Paso, TX 79912, USA

+1 (915) 545-2274

Citizens State Bank

101 Live Oak St, Marlin, TX 76661, USA

+1 (254) 883-5586

www.citizensbank.net

First Cash Pawn

6759 E Lancaster Ave, Fort Worth, TX 76112, USA

+1 (817) 457-8091

www.firstcash.com

Mass Mutual Financial Group

800 E Scott Ave, Wichita Falls, TX 76301, USA

+1 (940) 322-6277

www.massmutual.com

Primelending

102 Willis Ave, Naples, TX 75568, USA

+1 (903) 897-1807

www.primelending.com

Sun Loan Company

320 E Southmore Ave, Pasadena, TX 77502, USA

+1 (713) 472-5005

www.sunloan.com

EFS Finance

3302 Avenue H #112, Rosenberg, TX 77471, USA

+1 (832) 595-8989

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