Welcome to Our Online Loan Referral Service

4.9 98 reviews
Loan agency in El Paso, Texas

12210 Montwood Dr #112, El Paso, TX 79928, USA
+1 (915) 857-7895
www.advanceamerica.net
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
11AM–5PM
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
10AM–2PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Customer service was really friendly, staff was helpful and welcoming I would recommend this place for a payday loan any day. Ask for Ashley

Madelyn Ryan

Love this place, these ladies arw awesome and the service is great

Prof. Johathan Nader MD

Kim and her co worker are super friendly and help you to get in and out quickly.

Elmore Ebert

Pay Attention

Payday lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in El Paso, Illinois

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and quick to issue loans in El Paso, Illinois. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Advance America help take out a payday loan in El Paso, Illinois?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in El Paso, il will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in El Paso, Texas

BancorpSouth Bank

27200 Farm to Market 1093, Richmond, TX 77406, USA

+1 (281) 944-5686

www.bancorpsouth.com

Texas Car Title & Payday Loan Services, Inc.

1041 Butternut St, Abilene, TX 79602, USA

+1 (325) 673-4100

texascartitleandpaydayloanservicesinc.com

Independent Bank is now Independent Financial

700 S, US-377, Pilot Point, TX 76258, USA

+1 (940) 686-5023

www.independent-bank.com

Check `n Go

1712 E Main St, Alice, TX 78332, USA

+1 (361) 221-1008

locations.checkngo.com

Buzzard Breath Check Cashing

9573 Farm to Market 1960 Rd W, Houston, TX 77070, USA

+1 (281) 955-7755

buzzardbreathcheckcashing.com

Toledo Finance Corporation

2145 50th St A, Lubbock, TX 79412, USA

+1 (806) 230-3450

www.toledocorp.com

Texas Pawn & Jewelry

102 US-79, Hutto, TX 78634, USA

+1 (512) 759-2881

Mariner Finance

115 Sundance Pkwy #310, Round Rock, TX 78681, USA

+1 (512) 354-1869

www.marinerfinance.com

Key Finance

837 E Elizabeth St, Brownsville, TX 78520, USA

+1 (956) 350-9992

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