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Loan agency in El Paso, Texas

222 Texas Ave #1/2, El Paso, TX 79901, USA
+1 (915) 532-1387

What people think about Modern Finance Co?

Below you see some of the reviews of our customers.

I recommend Modern Finance Co to everyone who need extra cash. I’ve been using them for 3rd time. Always fantastic service!

Aurelia Murazik

Yesterday I urgently needed $900 to pay for a birthday gift. I submitted an application form via the website of Modern Finance Co. I entered the basic personal information. No phone calls. The requested amount was approved within 10 minutes. The money was sent to my bank account within 2 hours. My favourite service!

Cecelia D'Amore DVM

They only ask for an ID to apply. Last year I was broke and needed extra money to hold on. These guys accepted me although I had a bad credit score. Quick and easy process. Very satisfied!

Connor Zboncak

Modern Finance Co seems honest. Applied twice. The first cash advance approved was small – $400, but next time the limit was increased to $800. Repaid the loan even earlier. The employees were friendly, they gave speedy answers to all my questions. No troubles. But their interest rates are average.

Major Harber

Modern Finance Co seems reliable. They rescued me twice. The first payday loan approved was small – $100, but next time the limit was increased to $600. Repaid the loan on schedule. The staff were professional, they gave speedy answers to all my questions. No problems. But their interest rates are not the lowest on the net.

Isabel Kuhlman

Important

The previous three items describe a certain lender. But below you can find general information about payday loans.

Payday Loans in El Paso, Illinois

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in El Paso, Illinois. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit history. Payday loan approvals depend very much on other factors. They will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in El Paso, Texas

Happy State Bank ATM

9802 Slide Rd, Lubbock, TX 79424, USA

+1 (800) 447-2265

happybank.com

Worth Finance Corporation

111 E San Antonio St, Lockhart, TX 78644, USA

+1 (512) 398-2393

myworthloans.com

Gold Star Finance Texas

255 N Sam Houston Blvd, San Benito, TX 78586, USA

+1 (956) 276-9582

goldstarfinancetexas.com

Walmart Money Center

1915 W, TX-71, La Grange, TX 78945, USA

www.walmart.com

Atascosa Bank

1525 W Oaklawn Rd, Pleasanton, TX 78064, USA

+1 (830) 569-2507

www.atascosabank.com

Loan Express

607 E Tyler St Suite 116, Athens, TX 75751, USA

+1 (903) 675-1955

loanexpresscash.com

PlainsCapital Bank

503 N D Salinas Blvd, Donna, TX 78537, USA

+1 (956) 464-1510

www.plainscapital.com

Loanstar Title Loans

400 E University Dr, Edinburg, TX 78539, USA

+1 (956) 287-0007

www.loanstartitleloans.net

CashMax Title & Loan

2115 State Highway 16 S, Ste C, Graham, TX 76450, USA

+1 (940) 521-9000

www.cashmaxtexas.com

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