What people think about Modern Finance Co?
Below you see some of the reviews of our customers.
I recommend Modern Finance Co to everyone who need extra cash. I’ve been using them for 3rd time. Always fantastic service!
Aurelia Murazik
Yesterday I urgently needed $900 to pay for a birthday gift. I submitted an application form via the website of Modern Finance Co. I entered the basic personal information. No phone calls. The requested amount was approved within 10 minutes. The money was sent to my bank account within 2 hours. My favourite service!
Cecelia D'Amore DVM
They only ask for an ID to apply. Last year I was broke and needed extra money to hold on. These guys accepted me although I had a bad credit score. Quick and easy process. Very satisfied!
Connor Zboncak
Modern Finance Co seems honest. Applied twice. The first cash advance approved was small – $400, but next time the limit was increased to $800. Repaid the loan even earlier. The employees were friendly, they gave speedy answers to all my questions. No troubles. But their interest rates are average.
Major Harber
Modern Finance Co seems reliable. They rescued me twice. The first payday loan approved was small – $100, but next time the limit was increased to $600. Repaid the loan on schedule. The staff were professional, they gave speedy answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Isabel Kuhlman
Important
The previous three items describe a certain lender. But below you can find general information about payday loans.
Payday Loans in El Paso, Illinois
A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in El Paso, Illinois. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit history. Payday loan approvals depend very much on other factors. They will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.
APR Calculator
Other Payday Lenders in El Paso, Texas
First National Bank-Livingston
308 W Church St, Livingston, TX 77351, USA
+1 (936) 327-1234
www.fnblivingston.com
Woodforest National Bank
11210 Potranco Rd, San Antonio, TX 78253, USA
+1 (210) 679-0976
www.woodforest.com
World Finance
501 Bicentennial Blvd Ste A, McAllen, TX 78501, USA
+1 (956) 630-0054
www.loansbyworld.com
