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Created Date
1996-11-01
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Feedback about Happy State Bank?
Here you get acquainted with the feedback of our clients.
Nonprofit work is tough enough.
Florencio Zieme
I couldn't find a "lobby" - can you do regular banking here????
Hertha Smitham
Wonderful bank with friendly staff!
Sandy Bernhard
Pay Attention
Further there will be presented the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.
Payday Loans in Fort Worth, Texas
Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
Hassle-free financial products are known as payday loans in Fort Worth, tx. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Happy State Bank help issue a payday loan in Fort Worth, Texas?
- 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Fort Worth, tx review this circumstance not a drawback to take out a loan. The client of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on schedule and not only cope with current difficulties, but improve the credit score.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Fort Worth, Texas
Power Funding LTD
19701 Kingwood Dr Bldg 7, Kingwood, TX 77339, USA
+1 (281) 360-3863
www.powerfundingltd.com
Sunflower Bank
2701 Dallas Pkwy Ste 280, Plano, TX 75093, USA
+1 (972) 366-2088
www.sunflowerbank.com
Happy State Bank
700 S Central Expy Suite 120, Allen, TX 75013, USA
+1 (972) 727-2265
locations.happybank.com
Stepstone Credit
1014 S 31st St #5213, Temple, TX 76504, USA
+1 (254) 598-3011
www.stepstonecredit.com
People's Finance Co.
201 Childers Dr. #107, Bastrop, TX 78602, USA
+1 (512) 332-0808
www.mypeoplesfinance.com
