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4.8 16 reviews
Loan agency in Giddings, Texas

200 W Austin St, Giddings, TX 78942, USA
+1 (979) 542-1475
www.loansbyworld.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you get acquainted with the reviews of our customers.

The ladies that run the Giddings location are super nice!

Kiana Graham

Great people and they work with you!

Dimitri Kirlin

The manager, is super nice super helpful.

Pearl Batz

… explained to me that I didn’t have to sell my item to get cash. They gave me a loan for my item that I will be able to pick up on payday! I will def be back again.

Constantin Cronin

Awesome place, awesome people, great atmosphere, and amazing prices!

Prof. Roman Weissnat

The price was great, my switch works perfectly and the staff was super helpful 😊

Mariam Cremin

Pay Attention

Payday lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Giddings, Texas

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Giddings, Texas is issued simply and quickly. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will World Finance help take out a loan in Giddings, Texas?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Giddings, Texas. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

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World Finance

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www.loansbyworld.com

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