Welcome to Our Online Loan Referral Service

4.3 10 reviews

1526 4th St, Graham, TX 76450, USA
+1 (940) 549-8880
www.fsbgraham.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2000-06-22

Mailing Address

TX, United States

Company Name

First State Bank of Graham

First State Bank of Graham

Contact Data

What people think about First State Bank?

Below you get acquainted with some of the testimonials of our customers.

I am a loyal client of First State Bank. It is very easy to apply via the net. The interest rate was reasonable. Their employees always reply in a timely manner.

Mrs. Winona Padberg

I am a loyal client of First State Bank. It is very fast to apply online. The interest rate was favorable. Their representatives always respond in a timely manner.

Emanuel Predovic

Used First State Bank for the 4th time. The company is fair. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra cash.

Darrion Turner

I have already contacted this website 2 times and I was very happy with the rates. This is the only round the clock website with affordable rates in my city.

Lorine Wehner IV

Important

The previous three items describe a peculiar lending service. But below you can find common data about payday loans.

Payday Loans in Graham, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Graham, North Carolina. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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Covington Credit

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Cash Store

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Laredo Federal Credit Union

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+1 (956) 722-3971

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First National Bank

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+1 (979) 335-9900

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First Cash Pawn

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www.firstcash.com

Security State Bank & Trust

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Freddy's Fast Cash

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freddysfastcash.com

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