Welcome to Our Online Loan Referral Service

5 reviews

100 E Main St, Happy, TX 79042, USA
+1 (806) 558-2265
locations.happybank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank?

Here you see the reviews of our customers.

I often issue a payday loan to a card in Happy State Bank. It is very efficient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Rollin Grant

Money was urgently needed. I left an online application in Happy State Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Cecilia Gerhold

want to express my deep gratitude to Happy State Bank for believing my case. I had some problems with a credit history, but this company helped me out and took out a loan.

Ms. Oleta Wyman

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Happy, Kentucky

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Happy, ky. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Happy State Bank help issue a loan in Happy, Kentucky?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Happy, ky review this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay back the debt on schedule and not only handle current problems, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

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