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4.5 2 reviews

202 W Wichita St, Henrietta, TX 76365, USA
+1 (940) 538-6262
www.fcbtexas.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

2010-04-02

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about FirstCapital Bank of Texas?

Here you read the feedback of our customers.

I contacted FirstCapital Bank of Texas 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?

Abdiel Koelpin

I issued a loan from FirstCapital Bank of Texas 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Kayleigh Price

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Barrett Schumm

Pay Attention

Payday lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Henrietta, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in Henrietta, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will FirstCapital Bank of Texas help take out a payday loan in Henrietta, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Henrietta, ny review this circumstance not an obstacle to take out a loan. The customer of a loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on time and not only cope with current difficulties, but improve the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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