Welcome to Our Online Loan Referral Service

4.9 52 reviews
Loan agency in Lufkin, Texas

535 S Chestnut St STE B, Lufkin, TX 75901, USA
+1 (936) 637-1777
westernshamrock.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

Feedback about Western Finance?

Here you get acquainted with the feedback of our customers.

Keep up the Great work and service you do.

Jean Schimmel

Best place in town if you need help you will get it.

Keaton Gislason

Very friendly staff!

Ludwig Raynor

Pay Attention

Payday lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Lufkin, Texas

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Lufkin, Texas is taken out simply and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Western Finance help take out a loan in Lufkin, Texas?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Lufkin, Texas. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Lufkin, Texas

Happy State Bank ATM

2504 98th St, Lubbock, TX 79423, USA

+1 (800) 447-2265

happybank.com

Amegy Bank ATM

4230 Decker Dr, Baytown, TX 77520, USA

+1 (800) 287-0301

www.amegybank.com

City National Bank - Queen City

401 US-59, Queen City, TX 75572, USA

+1 (903) 799-6700

EECU Credit Union

717 W Bailey Boswell Rd, Saginaw, TX 76179, USA

+1 (817) 882-0460

www.eecu.org

First National Bank of Hughes Springs - Maud Branch

406 Broadway, Maud, TX 75567, USA

+1 (903) 585-2211

www.firstnational.com

Pioneer Bank

1265 E Loop 304, Crockett, TX 75835, USA

+1 (936) 544-5626

www.pioneer.bank

ACE Cash Express

1409 N Belt Line Rd, Irving, TX 75061, USA

+1 (972) 986-2274

www.acecashexpress.com

World Finance

501 N Alamo Rd #1, Alamo, TX 78516, USA

+1 (956) 783-6732

www.loansbyworld.com

Herring Bank - United

5807 SW 45th Ave, Amarillo, TX 79109, USA

+1 (806) 358-2400

www.herringbank.com

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