Welcome to Our Online Loan Referral Service

4 19 reviews

544 W Grand Pkwy S, Katy, TX 77494, USA
+1 (713) 285-2037
www.ibc.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you read the feedback of our customers.

The service has been fast so I am in and out quickly.

Prof. Megane McDermott PhD

Excellent customer service and short waiting time.

Owen Rohan

Best Bank ever good customer service

Dr. Eudora Durgan

They cant seem to get money or paperwork together.

Kathleen Rosenbaum V

This is our second home, and our first was nowhere near this troublesome.

Tanya Keeling

Pay Attention

Above-shown info provides the details about a certain lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Katy, Texas

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Katy, Texas is issued simply and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help take out a loan in Katy, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Katy, tx will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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