Welcome to Our Online Loan Referral Service


1145 Junction Hwy, Kerrville, TX 78028, USA
+1 (830) 353-6750
locations.happybank.com
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank?

Below you get acquainted with some of the reviews of our clients.

Many thanks to Happy State Bank. I recently had some problems with repaying my mortgage and they approved me for a cash advance. Best lender! Managed to deal with my problems and signed with relief.

Prof. Fredrick Herman

I contacted Happy State Bank for help. Everything was done very fast. Had the funds in my account the same morning. Employees are very competent. Good experience!

Nestor Cummerata

Was invited to a birthday party but was empty at that time. A friend recommended me to contact Happy State Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had poor credit. In general, The process was hassle free.

Dr. Karley Gulgowski IV

I have already contacted this website once and I was very happy with the rates. This is the only round the clock service with affordable rates in my town.

Bennett Becker

Happy State Bank seems legit. At least they charge no hidden fees. This was the only company that accepted me for a cash advance.

Celine Vandervort

Happy State Bank rescued me in a hopeless time. They approved me for a cash advance although I had credit problems. The process was easy and speedy. I like their friendly customer support service and affordable rates. I will 100% recommend this site to my relatives and friends.

Mr. Marcelo Hackett

Important

Now you can see general aspects of payday loans.

Payday Loans in Kerrville, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Kerrville, Texas. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Kerrville, Texas

Woodforest National Bank

23561 US-59, Porter, TX 77365, USA

+1 (281) 354-9500

www.woodforest.com

ACE Cash Express

8458 Fredericksburg Rd, San Antonio, TX 78229, USA

+1 (210) 616-0909

www.acecashexpress.com

World Finance

601 S Cherry Ln c, Fort Worth, TX 76108, USA

+1 (817) 246-6717

www.loansbyworld.com

Sherman Finance Inc

309 N Crockett St, Sherman, TX 75090, USA

+1 (903) 892-6177

Texas Car Title & Payday Loan Services, Inc.

1314 N Main St, Liberty, TX 77575, USA

+1 (936) 336-2536

texascartitleandpaydayloanservicesinc.com

Clio Finance Co Inc

415 Myrtle Ave, El Paso, TX 79901, USA

+1 (915) 544-1265

Toledo Finance Corporation

344 SW Wilshire Blvd G, Burleson, TX 76028, USA

+1 (682) 250-5452

www.toledocorp.com

Western-Shamrock Finance

205 N 5th St, Carrizo Springs, TX 78834, USA

+1 (830) 876-3602

westernshamrock.com

Shamrock Finance

5825 Old Bullard Rd #100, Tyler, TX 75703, USA

+1 (903) 581-4175

westernshamrock.com

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