Welcome to Our Online Loan Referral Service

4.8 69 reviews
Loan agency in Killeen, Texas

2006 E Rancier Ave Ste 800, Killeen, TX 76541, USA
+1 (254) 634-0017
westernshamrock.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

Feedback about Western Finance?

Here you grapple with the feedback of our clients.

Great service, friendly people LOVE LOVE LOVE Joe, Shyla and Brenda.

Kali Will

It is a good place to do business and the staff is friendly

Eulah Blanda

Awesome customer service.

Mrs. Lue Larkin

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Killeen, Texas

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Killeen, tx. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Western Finance help issue a payday loan in Killeen, Texas?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Killeen, tx review this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on time and not only handle current issues, but improve the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Killeen, Texas

OneMain Financial

7500 N Mesa St #318, El Paso, TX 79912, USA

+1 (915) 584-5451

www.onemainfinancial.com

Loanstar Title Loans

5155 E Lancaster Ave, Fort Worth, TX 76112, USA

+1 (817) 446-4630

www.loanstartitleloans.net

Extraco Banks | Gatesville

800 E Main St, Gatesville, TX 76528, USA

+1 (254) 774-5500

extracobanks.com

Citizens State Bank

201 E Main St, Itasca, TX 76055, USA

+1 (254) 687-2305

www.citizensstatebanktx.com

Credit Bureau of Winnsboro

318 N Main St # 9, Winnsboro, TX 75494, USA

+1 (903) 342-5257

First Financial Bank

4350 Southwest Dr, Abilene, TX 79606, USA

+1 (325) 627-7200

www.ffin.com

Reliable Finance Co

323 St Lawrence St, Gonzales, TX 78629, USA

+1 (830) 672-7912

www.reliablefinanceco.com

Happy State Bank ATM

200 E Main St, Canadian, TX 79014, USA

+1 (800) 447-2265

www.happybank.com

ACE Cash Express

12331 Fondren Rd, Houston, TX 77035, USA

+1 (713) 723-2919

www.acecashexpress.com

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