Domain Info
Created Date
2002-04-12
Mailing Address
Texas, United States
Company Name
La Joya Area Federal Credit Union
La Joya Area Federal Credit Union
Contact Data
What people think about La Joya Area Federal Credit Union?
Below you read some of the testimonials of our clients.
They approved me for a loan when no one else would. Also the rate was very low compared to other competitors.
Percy Greenfelder
I'm out of town, need to speak to the bank and phones dont work.
Brando Spencer DDS
2/23/2016 I want to rate this because they need to fix their customer service!
Presley Prohaska
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in La Joya, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
It is simple and fast to get accepted for payday loans in La Joya, Texas. The APR will be set individually for each applicant and will depend on the personal information the person entered.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.
APR Calculator
Other Payday Lenders in La Joya, Texas
World Finance
10280 Montana Ave Ste C, El Paso, TX 79925, USA
+1 (915) 599-8553
www.loansbyworld.com
EZ Money Payday & Title Loans
2228 W Trenton Rd, Edinburg, TX 78539, USA
+1 (956) 928-0548
www.getezmoney.com
Fort Hood National Bank - ATM ONLY
Bldg. 89010 Tank Destroyer Blvd, Fort Hood, TX 76544, USA
+1 (254) 532-3000
www.fhnb.com
