Welcome to Our Online Loan Referral Service

1.8 43 reviews

214 E Expressway 83, La Joya, TX 78560, USA
+1 (956) 585-6207
lajoyacreditunion.coop
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

2002-04-12

Mailing Address

Texas, United States

Company Name

La Joya Area Federal Credit Union

La Joya Area Federal Credit Union

Contact Data

What people think about La Joya Area Federal Credit Union?

Below you read some of the testimonials of our clients.

They approved me for a loan when no one else would. Also the rate was very low compared to other competitors.

Percy Greenfelder

I'm out of town, need to speak to the bank and phones dont work.

Brando Spencer DDS

2/23/2016 I want to rate this because they need to fix their customer service!

Presley Prohaska

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in La Joya, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is simple and fast to get accepted for payday loans in La Joya, Texas. The APR will be set individually for each applicant and will depend on the personal information the person entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in La Joya, Texas

Southside Bank

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+1 (903) 581-9780

www.southside.com

Cash America Pawn

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+1 (713) 923-4200

City National Bank - Winnsboro

210 S Main St, Winnsboro, TX 75494, USA

+1 (903) 342-3791

www.bankatcnb.bank

BBVA Bank

1014 Goliad Rd, San Antonio, TX 78223, USA

+1 (210) 534-5855

www.bbvausa.com

ACE Cash Express

10755 N Loop Dr E, Socorro, TX 79927, USA

+1 (915) 860-8186

www.acecashexpress.com

East West Bank

3911 W Park Blvd Suite 601, Plano, TX 75075, USA

+1 (972) 309-8880

www.eastwestbank.com

NavyArmy Community Credit Union

2505 North St. Mary's, Beeville, TX 78102, USA

+1 (800) 622-3631

www.navyarmyccu.com

Guarantee Loan Service

2027 10th Ave N, Texas City, TX 77590, USA

+1 (409) 945-7888

www.guaranteeloantexas.com

Eagle Loan Company

4419 W Commerce St, San Antonio, TX 78237, USA

+1 (210) 432-4419

www.eagleloansa.com

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