Clayton Credit Payday Loans Review

Loan agency in Longview, Texas

Organization owner?

106 E South St Suite A, Longview, TX 75601, USA

7 years in business

+1 (903) 753-1032

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

What people think about Clayton Credit?

Below you read some of the reviews of our clients.

The process was convenient, straightforward. No guarantors needed. Thank you so much. Love their 24/7 customer support. No troubles. Would apply again.

Miss Laila Gerhold I

I took out for a $1,000 cash advance when I needed money after car accident. There simply was no other way out. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I needed.

Bryce McClure

It needed to fix my credit because I had no chances of getting accepted for a mortgage. So I applied for a payday loan via Clayton Credit. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.

Luigi O'Connell

They approve applicants immediately and transfer money the next day. But beware – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Pierre Botsford

Pay Attention

Above there is information about a definite loan provider. Below you can read common aspects of payday loans.

Payday Loans in Longview, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Longview, Illinois is are simple to access. The APR is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.