Welcome to Our Online Loan Referral Service

3.8 5 reviews

910 Commerce St, Lovelady, TX 75851, USA
+1 (936) 636-7337
www.loveladystatebank.com
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–2PM
Tuesday
9AM–2PM
Wednesday
9AM–2PM
Thursday
9AM–2PM

Domain Info

Created Date

2007-03-19

Mailing Address

TX, United States

Company Name

LOVELADY STATE BANK

LOVELADY STATE BANK

Contact Data

Feedback about Lovelady State Bank?

Here you see the reviews of our customers.

Real small town feel and service.

Lera Renner

Great bank food friendly people

Dylan Hartmann

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Lovelady, Texas

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Lovelady, Texas are taken out hassle-free. The interest percentage is dependent on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Lovelady State Bank help issue a loan in Lovelady, Texas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Lovelady, tx will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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Happy State Bank ATM

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PLS Check Cashing Store

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ACE Cash Express

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NavyArmy Community Credit Union

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Happy State Bank ATM

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