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4.9 199 reviews
Loan agency in Lubbock, Texas

410 Frankford Ave Ste A, Lubbock, TX 79416, USA
+1 (806) 785-8306
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
11AM–5PM
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
10AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the opinions of our clients.

Great staff and awesome customer service.

Kelsie Hill

Had a great experience at this location.

Breanne Legros

I will always be a customer and refer friends and family that way.

Orlo Baumbach

… is the best in the business. Extremely friendly and make u feel welcome, they helped me out with a payday loan and it was the easiest process. If your in a tough spot I …

Carlie Parker Jr.

Great staff and awesome customer service.

Carrie Strosin

Had a great experience at this location.

Rosetta Oberbrunner I

Really nice people wonderful prices very good service.

Pauline Tromp

Everyone who qualifies for a free phone service should hit this location up.

Sheila Leuschke IV

Please tell me what company with customers that need new phone or to get advice.

Miss Therese Von IV

Couldnt be happier with the service he provided us.

Rick Bayer DDS

It’s customer service, where you serve the customer!

Dr. Hannah Hettinger MD

We will definitely be recommending this place to all our friends and family!

Prof. Devin Heaney

I received excellent service from the Finnegan service group.

Ken Kassulke

Great sale's manager and good people work there.

Martina Bartell

Customer waiting area nice and stocked with goodie.

Eldridge Aufderhar

Important

Now you can read general aspects of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Lubbock, Texas. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in good time.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Kroger Money Services

1707 W University Dr, McKinney, TX 75069, USA

+1 (972) 548-9053

moneyservices.kroger.com

Red River Federal Credit Union

4400 S Lake Dr, Texarkana, TX 75501, USA

+1 (903) 735-3000

www.rrfcu.com

MoneyGram

1101 Stone St #101, Kilgore, TX 75662, USA

+1 (903) 984-3862

locations.moneygram.com

Central Financ

616 W Calton Rd, Laredo, TX 78041, USA

+1 (956) 722-4400

www.centralfinancetexas.com

United Heritage Credit Union

522 S Broadway Ave, Tyler, TX 75702, USA

+1 (903) 597-7484

www.uhcu.org

First Cash Pawn

2300 N Main St, Fort Worth, TX 76164, USA

+1 (817) 625-6669

www.firstcash.com

First National Bank Albany/Breckenridge- Gordon Office

104 S Main St, Gordon, TX 76453, USA

+1 (254) 693-5261

www.fnbab.com

Central Texas Group

7324 Southwest Fwy, Houston, TX 77074, USA

+1 (713) 400-3700

Guaranty Bank & Trust ATM

805 Texas Ave, College Station, TX 77840, USA

+1 (979) 703-8915

www.gnty.com

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