What people think about Universal Cash Systems?
Below you get acquainted with some of the testimonials of our customers.
Many thanks to Universal Cash Systems. I recently had some difficulties with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to cover my issues and signed with relief.
Prof. Lincoln Zulauf III
It wanted to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Universal Cash Systems. Took out 3 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very happy.
Amari Swift III
I want to say Many Thanks to the employees of Universal Cash Systems. They offer fast solution to any sudden money problems. Love them for their same day approval. Applied for a loan and got accepted although my credit was poor. I will 100% use this company if I need money again.
Stephon Blick
Pay Attention
Below you can read general information about payday loans and their common aspects.
Payday Loans in Lubbock, Texas
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may be an easy and speedy solution to a short-term problem in Lubbock, Texas. Loans from payday lenders can get you cash same day. Your APR will depend on a few factors.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save clients who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a cash advance if you are convinced that you can afford payments on time.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Texas Regional Bank
206 E Main St, Johnson City, TX 78636, USA
+1 (830) 868-0680
www.texasregionalbank.com
FirstCapital Bank of Texas
805 N Big Spring St, Midland, TX 79701, USA
+1 (432) 686-0044
www.fcbtexas.com
World Finance
3717 Mc Clelland Ave Unit 2, Laredo, TX 78040, USA
+1 (956) 722-1454
www.loansbyworld.com
FirstCapital Bank of Texas
507 W. FM2147, Marble Falls, TX 78654, USA
+1 (830) 798-6900
www.fcbtexas.com
