Welcome to Our Online Loan Referral Service

3.9 13 reviews

3405 22nd St, Lubbock, TX 79410, USA
+1 (806) 788-0817
www.firstbanktexas.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

1996-11-20

Mailing Address

Company Name

Contact Data

Feedback about FirstBank & Trust?

Here you see the feedback of our clients.

Very professional and kind service.

Evan O'Connell

As a small business owner First Bank has made my banking experience a nightmare.

Prof. Daren Brekke

The location here on 22nd and Indiana is the best.

Mrs. Danika Schmidt

Great loan prices

Schuyler Zboncak III

Great customer service and good prices wide variety of tools & electronic A+

Melvina Casper

The other employees excellent service Marquis ?

Effie Marks

Outstanding service - thank you!

Mr. Cade Mueller

Great customer service!!

Jack Abshire

This place is awesome!

Makenzie Gulgowski

Friendly staff and the manager knows her stuff!!

Aubrey Considine

They sold me a broken guitar and refused to let me return it.

Vivienne Nikolaus

It was a great product at a great price and friendly service.

Santino Kohler

Pay Attention

Above-shown info provides the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Lubbock, Texas

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Lubbock, Texas are taken out hassle-free. The interest percentage is conditional on the client's person-related information: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will FirstBank & Trust help take out a loan in Lubbock, Texas?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Lubbock, tx review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only resolve current problems, but enhance the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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