Welcome to Our Online Loan Referral Service


802 Avenue Q, Lubbock, TX 79401, USA
+1 (800) 447-2265
happybank.com

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you get acquainted with the feedback of our customers.

Thanks to the specialists for the competent service. They assisted in difficult times. For application you only need an ID.

Kellen Bergstrom

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact Happy State Bank ATM. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Marisa Herman

I'm not ashamed to borrow money from Happy State Bank ATM, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Elinor Jacobson PhD

I recommend Happy State Bank ATM to everyone, I am applying for the second time. Everything is great!

Colby Cartwright I

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Candace Smith

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and quick to take out loans in Lubbock, Texas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a payday loan in Lubbock, Texas?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Lubbock, tx consider this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on schedule and not only resolve current issues, but improve the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Happy State Bank

16633 Dallas Pkwy #350, Addison, TX 75001, USA

+1 (972) 934-2265

locations.happybank.com

Cash America Pawn

4831 Dyer St, El Paso, TX 79930, USA

+1 (915) 562-4351

www.cashamerica.com

Commercial Bank of Texas, N.A.

600 S 1st St, Lufkin, TX 75901, USA

+1 (936) 633-5800

www.cbtxonline.com

Accounts Receivable Funding

Corpus Christi, TX 78411, USA

+1 (361) 852-2212

First United Bank

3326 FM 120, Denison, TX 75020, USA

+1 (903) 464-0646

www.firstunitedbank.com

Wells Fargo Bank

567 Mason Rd, Katy, TX 77450, USA

+1 (281) 578-2626

www.wellsfargo.com

Llano National Bank

1001 Ford St, Llano, TX 78643, USA

+1 (325) 247-5701

www.llanonationalbank.com

Lisa Check Cashing

8087 Brockton St, Houston, TX 77017, USA

TitleMax Title Loans

4761 E US Hwy 83 A, Rio Grande City, TX 78582, USA

+1 (956) 253-0019

www.titlemax.com

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