Welcome to Our Online Loan Referral Service

2.7 7 reviews

3223 S Loop 289 #419, Lubbock, TX 79424, USA
+1 (806) 698-0625
www.wholesalepayments.net
Sunday
12–5PM
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–7PM

Domain Info

Created Date

2010-10-22

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Lubbock Credit Wholesale?

Here you see the reviews of our clients.

Unbelievable customer service.

Miss Ida Gerhold II

They take your money and then give you the run around.

Prof. Elmore Beier PhD

Great loan prices

Earnestine Streich

Great customer service and good prices wide variety of tools & electronic A+

Phoebe Littel

The other employees excellent service Marquis ?

Stephania Goyette

Josh and Marcos are two employees that you can trust. They help getting you the right loan and very friendly.

Nat Sipes

The staff are great and they have a variety of items to choose from.

Therese Mayert

Always great service and a hell of young man.

Dr. Abdul Stroman Sr.

Friendly staff and the manager knows her stuff!!

Prof. Gene Dickens III

They sold me a broken guitar and refused to let me return it.

Loraine Langworth

It was a great product at a great price and friendly service.

Ms. Cali Shields

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Lubbock, Texas

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Lubbock, Texas is issued simply and fast. The interest rate is set considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Lubbock Credit Wholesale help issue a loan in Lubbock, Texas?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lubbock, Texas. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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