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Created Date
2002-11-27
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Feedback about PlainsCapital Bank?
Here you read the reviews of our customers.
I took out a cash advance when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One declined, the other offered too high a percentage, but here it was approved as I wanted.
Sammy Zboncak
I often take out a loan to a card in PlainsCapital Bank. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the terms.
Breanne Simonis
PlainsCapital Bank seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.
Prof. Catharine Towne DVM
I trusted PlainsCapital Bank when it was necessary to get a payday loan. I filled in an application quickly. No problems.
Carmel O'Kon
Pay Attention
Further there will be presented the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.
Payday Loans in Lubbock, Texas
According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.
It is simple and quick to issue loans in Lubbock, Texas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will PlainsCapital Bank help issue a loan in Lubbock, Texas?
- 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Then you have to press a Submit button and get a deal.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Lubbock, Texas. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Lubbock, Texas
Allegiance Bank, Brookshire Office
550 Farm to Market 1489, Brookshire, TX 77423, USA
+1 (281) 517-8705
allegiancebank.com
TitleMax Title Loans
812 S Jefferson Ave, Mt Pleasant, TX 75455, USA
+1 (903) 572-3282
www.titlemax.com
Security Finance
429 W Southline St Suite 400, Cleveland, TX 77327, USA
+1 (281) 593-2747
www.securityfinance.com
Woodforest National Bank
6616 FM 1488 Road, Magnolia, TX 77354, USA
+1 (936) 321-5114
www.woodforest.com
World Finance
4101 Pioneer Rd Suite 200, Balch Springs, TX 75180, USA
+1 (972) 287-4181
www.loansbyworld.com
