Welcome to Our Online Loan Referral Service

3.5 2 reviews

9802 Quaker Ave, Lubbock, TX 79424, USA
+1 (806) 798-5001
www.plainscapital.com
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

2002-11-27

Mailing Address

Company Name

Contact Data

Feedback about PlainsCapital Bank?

Here you read the reviews of our customers.

I took out a cash advance when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One declined, the other offered too high a percentage, but here it was approved as I wanted.

Sammy Zboncak

I often take out a loan to a card in PlainsCapital Bank. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the terms.

Breanne Simonis

PlainsCapital Bank seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Prof. Catharine Towne DVM

I trusted PlainsCapital Bank when it was necessary to get a payday loan. I filled in an application quickly. No problems.

Carmel O'Kon

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Lubbock, Texas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue loans in Lubbock, Texas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will PlainsCapital Bank help issue a loan in Lubbock, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Lubbock, Texas. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Caprock Business Finance Corporation

1323 58th St, Lubbock, TX 79412, USA

+1 (806) 762-8721

www.golevelland.com

First Cash Pawn

10664 Ferguson Rd, Dallas, TX 75228, USA

+1 (972) 686-3377

www.firstcash.com

Worth Finance Corporation

4877 W Commerce St, San Antonio, TX 78237, USA

+1 (210) 227-0320

myworthloans.com

Angelina Savings Bank

1721 Tulane Dr, Lufkin, TX 75901, USA

+1 (936) 639-3201

angelinabankonline.com

Cash America Pawn

1620 Ohlen Rd, Austin, TX 78758, USA

+1 (512) 837-9324

The First National Bank of Central Texas

300 E Elm St, Hillsboro, TX 76645, USA

+1 (254) 772-9330

www.fnbct.com

A1 Check Cashing # 9

11190 Beechnut St, Houston, TX 77072, USA

+1 (281) 530-1355

www.aonecheckcashing.com

EFS Finance

3302 Avenue H #112, Rosenberg, TX 77471, USA

+1 (832) 595-8989

ACE Cash Express

3109 Edgar Brown Dr # G, Orange, TX 77630, USA

+1 (409) 670-9900

www.acecashexpress.com

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