Welcome to Our Online Loan Referral Service


4411 98th St, Lubbock, TX 79424, USA
+1 (800) 447-2265
www.happybank.com
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you get acquainted with the reviews of our clients.

Very kind workers and speedy process!

Stacy Powlowski

Nadie from Jackson Hewitt is the best I gave here 5 star’s on 34th st

Adrain Hettinger

Fast service and friendly

Dr. Aylin Frami

Gloria Regina at the 82nd walmart location was SOO FAST AND EFFICIENT.

Nikki Jacobson Sr.

She answered every question we threw at her.

Arne Collins

Highly recommend her services with Jackson Hewitt

Mr. Gavin Orn

She answered all my questions and communicated all my paperwork back to me!

Catalina Carroll

This place was fast and speedy services

Ezra Schmeler III

Mindi was awsome fast n very profesional..

Burdette Satterfield

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Lubbock, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and quick to take out loans in Lubbock, Texas. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a payday loan in Lubbock, Texas?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Lubbock, Texas. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Lubbock, Texas

Liberal Finance & Thrift Corporation

216 E Mills Ave, El Paso, TX 79901, USA

+1 (915) 533-4292

Gold Star Finance Inc

2144 Avenue F, Bay City, TX 77414, USA

+1 (979) 245-6676

goldstarfinancetexas.com

Gold Star Finance Inc

1500 W University Dr # B, McKinney, TX 75069, USA

+1 (972) 542-2916

goldstarfinancetexas.com

First National Bank-Paducah

717 10th St, Paducah, TX 79248, USA

+1 (806) 492-3508

356 Cash Store

120 Emory St, Trinity, TX 75862, USA

+1 (936) 594-8269

www.356cash.com

Cash America Pawn

612 S Colorado St, Lockhart, TX 78644, USA

+1 (512) 376-3940

www.cashamerica.com

Shell Federal Credit Union

4787 Wilson Rd, Humble, TX 77396, USA

+1 (713) 844-1100

www.shellfcu.org

IBC Bank

221 S Shoreline Blvd, Corpus Christi, TX 78401, USA

+1 (361) 888-4000

www.ibc.com

Edward Jones - Financial Advisor: Travis L Taylor

3524A Knickerbocker Rd, San Angelo, TX 76904, USA

+1 (325) 942-8578

www.edwardjones.com

Top