Shamrock Finance Payday Loans Review

Organization owner?

448 N Timberland Dr, Lufkin, TX 75901, USA

+1 (936) 634-0075

What people think about Shamrock Finance?

Below you get acquainted with some of the testimonials of our customers.

I always use Shamrock Finance when it need a payday loan. The application process is hassle-fee. No complaints.

Florence Medhurst III

Shamrock Finance seems honest. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $1000. Repaid the loan on time. The staff were amazing, they gave clear answers to all my questions. No issues. But their rates are not the lowest on the net.

Dr. Violet Kuhlman

The process was trouble-free, speedy. No collateral needed. Thank you so much. Love their online customer support. No troubles. Would apply again.

Merlin Lueilwitz

Thanks!! The funds were sent to my bank account as promised – within 2 hours. I closed the debt in a timely manner and had no complaints. The process is trouble-free and legit. Be a responsible borrower and you will have no issues.

Dr. Susie Robel III

Pay Attention

Above there is information about a definite company. Below you can review common features of payday loans.

Payday Loans in Lufkin, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is hassle-free and speedy to get accepted for payday loans in Lufkin, Texas. The APR will be set specifically for each consumer and will depend on the personal information the borrower entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific aspects. They will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.