Welcome to Our Online Loan Referral Service

5 4 reviews

101 E Broadway St #3, Gainesville, TX 76240, USA
+1 (940) 665-3484
www.firstunitedbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-06-12

Mailing Address

Company Name

Contact Data

Feedback about First United Bank?

Here you grapple with the reviews of our customers.

I tried to borrow money from First United Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Laverna Rodriguez

I tried to borrow money from First United Bank. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Jameson Yost Sr.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Nakia Corwin I

Pay Attention

Above-defined info offers the details about a definite lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Gainesville, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Gainesville, New York are issued easily. The interest rate is dependent on the customer's personal data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will First United Bank help issue a loan in Gainesville, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Gainesville, New York. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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