Welcome to Our Online Loan Referral Service

4.7 3 reviews

501 W Main St, Memphis, TX 79245, USA
+1 (806) 259-3556
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

What people think about First Bank & Trust of Memphis?

Below you read some of the opinions of our customers.

APR too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…

Dr. Lucy Hudson I

I took loans from First Bank & Trust of Memphis 2 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 7 hours. It’s been 2 days – no funds. They do not answer emails. Why???

Dr. Johnpaul Cruickshank

The online portal does not work so I can not apply for the loan…

Mr. Richie Pagac

Important

Above there is information about a definite company. Below you can see common characteristics of payday loans.

Payday Loans in Memphis, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the easiest solution to your short-term financial problems in Memphis , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help consumers who have low credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a payday loan if you are confident that you can afford payments as agreed in the contract.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Memphis, Texas

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+1 (936) 632-7691

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Action Pawn

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+1 (512) 929-7296

www.actionpawnshops.com

Edward Jones - Financial Advisor

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www.edwardjones.com

BBVA Bank

855 N Main St, Vidor, TX 77662, USA

+1 (409) 981-6139

www.bbvausa.com

Action Express Loans

1906 Lee Trevino Dr E, El Paso, TX 79936, USA

+1 (915) 633-1830

www.actionexpressloans.com

Cash Store

3725 N State Line Ave, Texarkana, TX 75503, USA

+1 (903) 255-0033

www.cashstore.com

Check `n Go

450 Plantation Dr Ste 450, Lake Jackson, TX 77566, USA

+1 (979) 292-0104

locations.checkngo.com

EZMoney

301 Clark Blvd, Laredo, TX 78040, USA

+1 (956) 718-2239

Speedy Cash

883 Federal Rd Ste A, Houston, TX 77015, USA

+1 (713) 451-1669

www.speedycash.com

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