Welcome to Our Online Loan Referral Service

5 3 reviews

539 I-30, Mt Vernon, TX 75457, USA
+1 (903) 588-2243
locations.prosperitybankusa.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

2013-01-16

Mailing Address

Texas, United States

Company Name

Prosperity Bank

Prosperity Bank

Contact Data

Feedback about Prosperity Bank - Mt. Vernon?

Here you see the feedback of our customers.

I took out $300 for several days. When the cash advance was returned, they applied a huge commissions, I had to pay almost $400.

Consuelo Lindgren

For 6 months I have not been able to make the resource to transfer the information about the repaying of the loan for 2019.

Melba Klocko

For 6 months I have not been able to make the service to transfer the information about the paying back of the loan for 2019.

Cecile Goodwin

I contacted Prosperity Bank - Mt. Vernon 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Prof. Patience Koelpin DVM

Pay Attention

Above-shown info offers the details about a exact lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Mount Vernon, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Mount Vernon, New York is issued easily and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Prosperity Bank - Mt. Vernon help take out a loan in Mount Vernon, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Mount Vernon, ny will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

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