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4.1 19 reviews
Loan agency in Pharr, Texas

225 S Cage Blvd ste a, Pharr, TX 78577, USA
+1 (956) 787-7342
excelfinco.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Excel Finance?

Here you see the reviews of our customers.

Great service also has helped me build up my credit score

Ibrahim Wolf

Great customer service, fast&friendly...they always help&work with us!!

Dr. Fredy Ullrich Jr.

Excellent customer service!

Grant Rohan Jr.

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in Pharr, Texas

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Pharr, Texas is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Excel Finance help issue a loan in Pharr, Texas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Pharr, Texas. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Pharr, Texas

Hancock Whitney Bank

5728 TX-121, Plano, TX 75024, USA

+1 (800) 448-8812

www.hancockwhitney.com

World Finance

6305 Cameron Rd Ste 117, Austin, TX 78723, USA

+1 (512) 474-5085

www.loansbyworld.com

Fayette Savings Bank

111 E Travis St, La Grange, TX 78945, USA

+1 (979) 968-9511

fayettesavings.com

PlainsCapital Bank

5821 82nd St, Lubbock, TX 79424, USA

+1 (806) 795-7131

www.plainscapital.com

A Plus Finance

406 W Grand Ave, Marshall, TX 75670, USA

+1 (903) 938-5626

World Finance

4101 Pioneer Rd Suite 200, Balch Springs, TX 75180, USA

+1 (972) 287-4181

www.loansbyworld.com

Border Federal Credit Union

2080 N Veterans Blvd, Eagle Pass, TX 78852, USA

+1 (830) 757-2328

www.borderfcu.com

First Cash Pawn

130 W Camp Wisdom Rd A, Duncanville, TX 75116, USA

+1 (972) 298-8321

www.firstcash.com

Security Bank

211 S Main St, Quanah, TX 79252, USA

+1 (940) 663-6331

securitybankquanah.com

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