Welcome to Our Online Loan Referral Service


701 W 11th St, Quanah, TX 79252, USA
+1 (800) 447-2265
www.happybank.com
Tuesday
6AM–12AM
Wednesday
6AM–12AM
Thursday
6AM–12AM
Friday
6AM–12AM
Saturday
6AM–12AM
Sunday
6AM–12AM
Monday
6AM–12AM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank ATM?

Here you read the feedback of our clients.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on schedule, it can be either extended or paid off ahead of schedule.

Kacie Kertzmann IV

want to express my deep gratitude to Happy State Bank ATM for believing my case. I had some issues with a credit history, but this company helped me out and issued a loan.

Elna Rodriguez IV

It was significant to enhance the credit history, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted Happy State Bank ATM. The score improved after several loans paid off.

Dr. Nasir McClure

want to express my deep gratitude to Happy State Bank ATM for believing my case. I had some issues with a credit rating, but this service helped me and took out a loan.

Greg Fay

want to express my deep gratitude to Happy State Bank ATM for believing my case. I had some issues with a credit history, but this company helped me out and took out a loan.

Dock Schaefer

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Quanah, Texas

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Quanah, Texas is issued easily and fast. The interest rate is set respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a payday loan in Quanah, Texas?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Quanah, tx review this circumstance not an obstacle to issue a loan. The client of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on schedule and not only solve current issues, but enhance the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Quanah, Texas

EECU Credit Union

6049 S Hulen St, Fort Worth, TX 76132, USA

+1 (817) 882-0898

www.eecu.org

City Bank ATM

511 College Ave, Levelland, TX 79336, USA

+1 (800) 687-2265

www.city.bank

Capital Farm Credit

203 N 2nd St, Canadian, TX 79014, USA

+1 (806) 323-6462

www.capitalfarmcredit.com

Mariner Finance

4101 S Cooper St Suite 109, Arlington, TX 76015, USA

+1 (817) 983-7013

www.marinerfinance.com

American Thrift

715 10th St, Wichita Falls, TX 76301, USA

+1 (940) 766-3392

Cliff's Check Cashing #2

215 E University Dr Suite #103, McKinney, TX 75069, USA

+1 (972) 542-9505

www.cliffscheckcashing.com

North Dallas Bank & Trust Co

12900 Preston Rd, Dallas, TX 75230, USA

+1 (972) 716-7100

www.ndbt.com

Sun Loan Company

3101 S Western St # 7, Amarillo, TX 79109, USA

+1 (806) 576-2775

www.sunloan.com

Southside Bank

11815 Alterra Pkwy Ste. 100, Austin, TX 78758, USA

+1 (512) 340-0808

www.southside.com

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